Eligibility criteria typically include being enrolled in an accredited educational institution, maintaining satisfactory academic progress, and having a co-signer if needed.

The application process involves filling out an online form, submitting required documents such as proof of enrollment and identification, and undergoing a credit evaluation.

You will need to provide proof of enrollment, identification documents, academic records, and potentially financial information of a co-signer.

The loan application process typically takes between 1-2 weeks, depending on the completeness of your application and the promptness of document submission.

Our loans have a fixed interest rate of 500 Naira per month. There are no hidden fees, and the total interest over the repayment period is 12,000 Naira.

The loan amount is disbursed directly to your educational institution for tuition fees, or to your bank account for other expenses like accommodation and study materials.

The standard repayment schedule involves monthly payments of 5,500 Naira over a period of 24 months. Each payment includes 5,000 Naira towards the principal and 500 Naira as interest.

Yes, you can repay the loan early without any penalties. Early repayment can help you save on interest costs.

If you miss a payment, it’s important to contact us immediately. We offer various solutions, including payment extensions and financial counseling, to help you stay on track.

Yes, there may be late payment fees. It's crucial to adhere to the repayment schedule or communicate with us if you're facing difficulties.

Depending on your repayment history and financial situation, it may be possible to apply for another loan. Each application is reviewed on a case-by-case basis.

You can reach our customer support team via email at support@futurebuilders.com or call us at +234-9041234477

We offer financial counseling, repayment plan adjustments, and academic support resources to help you succeed.